Most people in the Dayton area don’t want to be arrested for an OVI, which is Ohio’s term for what’s often referred to as a DUI or DWI.

An OVI can land a person in jail depending on their circumstances. Even if jail is off the table, the person will still have to pay fines or fees, perhaps serve probation and, during that time, attend counseling or some other class.

Finally, the person will likely have a suspended license or other licensing restrictions.

OVIs will also costs thousands in increased insurance premiums

Likewise, according to some statistics, a single drunk driving conviction can cost a person an additional $1,100 per year in insurance premiums. This is an increase of over 70% beyond the average annual cost of car insurance for someone who has a clean driving record.

Given the costs involved, not to mention the impact an OVI may have on one’s job prospects, it may be a good investment for a person to evaluate possible legal options after getting arrested for drunk or drugged driving.

Other traffic tickets can also add up

But drunk driving is not the only charge for which a person can face a spike in their insurance premiums.

Typically, insurance companies consider moving violations for up to three years when they are setting premium. Any one of these violations can mean hundreds of more dollars in insurance premiums each year.

For example, even a speeding ticket for less than 10 miles over the speed limit can lead to an increased cost of $320 per year. Another common type of violation, for texting and driving or cell phone use, can cost over $350 per year in increased insurance premiums.

Again, it may be a wise investment for an Ohio driver to negotiate or even fight a pending traffic ticket.